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If you're going to make use of a small-cap index like the Russell 2000, you may wish to stop and take into consideration why an excellent index fund company, like Lead, doesn't have any type of funds that follow it. The reason is because it's a poor index.
I have not also resolved the straw male here yet, which is the reality that it is fairly unusual that you actually need to pay either taxes or significant commissions to rebalance anyhow. I never have. The majority of intelligent financiers rebalance as high as feasible in their tax-protected accounts. If that isn't rather sufficient, early accumulators can rebalance purely using new payments.
And of program, nobody must be acquiring crammed shared funds, ever. It's actually also bad that IULs don't function.
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